Credit Sesame: Build Credit

Achieve a higher credit score! Get insights, credit reports & credit card offers
4.7 / 5
  • 5.64
  • Android 6.0+
  • Everyone
  • 5000000

Get your free credit score and credit report summary. Start monitoring and building your credit instantly with free credit tips. See personalized loan and credit offers and know your chances of approval for a credit card before you apply. Enjoy zero-fee banking and sign-up for our credit builder product to take control of your credit.

Credit Sesame is one app for all your financial needs. Take a few simple steps, and our credit management app helps get you on a path to a better credit score, a new credit card, a lower-interest-rate auto or personal loan, or perhaps even a new house. Now with no-fee banking and credit builder to help improve your cash flow – all in one place.

Improve your credit and financial health with Credit Sesame:
• Free Credit Score & Credit Report Summary: Check your credit score and see what’s impacting it. Always know your TransUnion credit score with daily refreshes.
• Free Credit Alerts & Monitoring: Get notified about changes to your credit file, so you can spot potential errors and protect your score.
• Free Credit Tips: Get personalized financial insights and action plans that can help you improve your credit score and get the best rates to save you money.
• More Borrowing Power: Get recommendations for credit cards and loans with a high chance of approval, including home, auto, and personal loans. Easily browse great credit card offers based on your credit profile, including rewards cards, cash-back cards, balance transfer cards, secured cards, credit builder cards, and low-interest cards.
• Home, Auto savings and more: Homeowners get better mortgage rates and refinancing options, including debt consolidation. Find a lower interest auto loan based on your credit file.
• No-fee banking & credit builder product – Use debit to quickly build credit. Start building credit when you use the builder feature of your prepaid Sesame Cash debit card to pay for rent, subscriptions, and more. 100% free. No credit check.*

Join more than 17 million members and make the most of your finances.

1000's+ news mentions, including:
● The Wall Street Journal
● The New York Times
● NBC’s TODAY Show
● CNN Money
● CNBC

For more information:
- Terms of Use: https://www.creditsesame.com/legal-docs/terms-of-use/
- Privacy Policy: https://www.creditsesame.com/legal-docs/privacy-policy/
Please contact customer service if you encounter any problems: help@creditsesame.com

*Sesame Cash is a prepaid debit card issued by Community Federal Savings Bank (CFSB). Building credit with Sesame Cash requires you to also open a virtual secured credit card with CFSB that is reported to the credit bureaus. Use money from your Sesame Cash account to create a virtual secured credit card. Your debit card purchases are then added up to create a balance on your virtual secured credit card. As you make these purchases, an amount equal to the balance on your virtual secured credit card is also set aside in your Sesame Cash account to ensure you can make timely payments to pay off the balance on your virtual secured credit card at the end of each month, allowing you to build a positive payment history. Credit Sesame does not guarantee credit score improvement. Any predicted credit improvement from the use of your virtual secured credit card assumes that you will maintain healthy credit habits, including paying bills on time, keeping credit balances low, avoiding unnecessary inquiries, appropriate financial planning, and more.